There are over 13 pet insurance companies on the market in North America and it can be very confusing to understand how to choose the best pet insurance for your dog or cat based on cost and different factors that affect costs. In addition, you want a company you can trust and one that will cover your claims if your pet were to become ill or have a problem.
Category Pet insurance
There are things pet owners should know and understand about their homeowners insurance policy as it relates to their pets. Why? Pet owners are at risk of exposure to serious liability issues should your pet injure someone - regardless of whose “fault” it was. Dog owners are at greatest risk which kind of makes sense.
Is Pet Insurance Right for You and Your Cat? Have you considered pet insurance for you cat? I get a lot of questions from clients and my eCourse students about pet insurance. Is it right for you? What do you need to consider? The word “insurance” often evokes feelings of stress in many of us. Insurance companies seem to have confusing policies with a variety of rates and sometimes it is difficult to determine if we need it, what we need and if it is a good value.
Whoever said the best things in life are free must not have owned a dog. As most dog owners will tell you, the myriad benefits a dog brings to your life - including love, companionship, and entertainment - are simply priceless. But dog ownership, itself, often comes with a hefty price tag. Quite simply, dog ownership represents a major, longterm investment.
Do most vets recommend pet insurance? Is pet insurance worth the money? A good vet will be honest with you about your pet's care and help you make the best choices. Considering how expensive and confusing human healthcare can be, many owners are understandably reluctant to sign on for another insurance policy.
There are several ways pet parents try to prepare for an unexpected pet expense. Pet savings accounts, credit cards saved for emergencies and pet insurance are common methods. Pet Insurance is a growing way pet parents plan to care for their pet in case of an emergency. Just over a decade ago, there was one pet insurance company that predominated the United States.
The expense of owning a pet is probably the most overlooked consequence of any pet-owner relationship. Advances in pet care, especially in the development of pet foods and medical research, have caused ownership costs to increase over the last 10 years. Since it's not likely that this trend will reverse itself any time soon, potential “pet parents” should consider their finances before taking home a new pet.
Penlights that double as lug wrenches, the latest buffalo meat and chocolate cream pie diet book - ever wonder why all these questionable items are grouped together in the checkout lane? The answer is pretty simple: all of them fall under the heading “impulse purchasing” - things we buy on impulse, without taking the time to consider their usefulness.
Every cat is a special companion, but we all have a special place in our heart for the cat in our lives who's getting on in her years. As cats get older, they begin to develop more health issues, and are put at a higher risk for contracting other potentially serious problems on top of that. Cat insurance for older cats can help you prepare for the new road ahead, and make sure that you're covered in the event that you're faced with significant veterinarian fees.
Should I Get Pet Insurance for My Cat? As a veterinarian I hear this question nearly every other day: “Should I get pet insurance for my cat?” Cat lovers often have many questions on the subject including “Does pet insurance pay for itself?” and “How late is too late to get pet insurance for my cat?” These are excellent questions with no easy answers.
Is my Cat Too Old for Pet Insurance? Can I Insure My Senior Cat? Senior cats are very special companions. Unfortunately, as cats age, they have more health problems and require more care that can be expensive. Many owners of senior cats are interested in pet insurance but can be difficult to provide them with pet insurance coverage.
Kitten or adult: when is the best time to buy pet insurance for your cat? Does it save money to do it later or is it best to start coverage as soon as possible? In a vet's opinion, the best time to get pet insurance for your cat is when you are able to afford it. Although it's good to have coverage at any age, the premiums are actually less if you start insurance when your cat is a kitten then if you start when he or she is an adult.
Pet insurance is growing in popularity as owners learn about the benefits of what having coverage for their pet can mean. Pet insurance can help pet owners pay for costly pet care when their pet becomes ill, is injured or even for wellness visits such as vaccinations. 13 reasons to have pet insurance?
When it comes to benefits that employers offer to their staff and prospective employees, pet insurance may not be the first one that you think of. But it might be a key differentiator as you compete for talent in a thin job market. While health insurance, dental coverage, paid time off and onsite perks such as snacks, coffee, free lunch and ping pong tables are common benefits that attract talent, pet insurance is rising in popularity.
In the previous installment of the Pet Insurance: The New Work Perk Part 1 series, we discussed all the reasons why you should either offer pet insurance to your employees or ask for pet insurance from your employer. For this installment of the series, we'll be discussing how to find a pet insurance plan, what is covered in conventional pet insurance plans, and how to make your pet insurance plan affordable.
Forget vacation, and sick days, the newest perk that employees are asking for is something that hits a little closer to home. Pet insurance. That's right, when you interviewed for your latest job you probably asked about the standard roster of perks such as the option to work from home, the number of paid company holidays, and if you're really up to date with current events you might have had the wherewithal to ask about pet insurance for your furry family members.
Pet owners can face a dilemma when it comes to offering their pets the best veterinary care. We all love our pets and want our pets to live the healthiest and happiest lives possible, but many times we have to make difficult choices due to the high cost of veterinary care. Unfortunately, pets get sick and accidents happen.
At the time of this post, we identified 12 pet insurance companies that insure dogs and cats in North America. All of the pet insurance providers listed below offer comprehensive and major medical coverage and some also include wellness plans for cats and dogs. Some pet insurance companies offer plans for fish, birds, and horses also.
It is very easy to find full pet insurance coverage. However, in order to find full pet insurance coverage, it is important to understand what type of coverage pet insurance provides for our dogs and cats. Pet insurance plans were designed to cover unexpected and unplanned accidents and illnesses. With the rising costs of pet healthcare, having pet insurance and full pet insurance coverage can ensure that pet owners can provide both important and costly medical care for their dogs and cats.
According to NAPHIA (North American Pet Health Insurance Association), close to 1.8 million pets were insured by the end of 2016 in North America. Approximately 1.6 million pets were insured in the United States and approximately 220,000 pets were insured in Canada. This represents an 11.5% growth in insured pets from 2015.
Over the decade from 2006 to 2016, the amount of money pet owners in the United States spent on pets nearly doubled from $38.5 billion to $66.8 billion dollars. Not million, but billion. These pet care costs include one time costs, annual costs and unexpected costs. We will review dog vet costs in different parts of the country, give you an idea of costs for some common procedures, and provide ideas on how to save money on dog vet costs.